Name List of All the ‘Class A’ Commercial Banks in Nepal

18 comments, 31 shares, 19 points

Name List of All the ‘Class A’ Commercial Banks in Nepal

Commercial banks perform all kinds of the banking business. The primary function of commercial banks is receiving deposits and lending to others, the banks undertake a wide variety of functions to assist their customers by performing agency services and general utility services. Deposit of the commercial banks generally are for short period of time, hence they involve in the short period of lending activities. However, recently the commercial banks have also extended their areas of operation to medium term and long term finance. Functions of the commercial banks are; accepting deposits; advancing loan, letter of credit, guarantee, remittance, e-banking, bills etc. A modern commercial bank is expected to go beyond the conventional banking functions and to take up challenging task of achieving economic growth, combined with stability and social justice-Nepal Bank Ltd. was established on 15th November 1937 as the first commercial bank in Nepal. Rastriya Banijya bank is the second government owned commercial bank which was established on 23 January 1966.

Banks are those organized institutions established under the provision of current laws, rules and regulations to perform work related to currency. It accepts deposits and grants loan. The person can withdraw the deposited money at any time. The word ‘Bank’ is derived from the Italian word ‘Banco’ means exchanging money sitting on a bench. Previously Italian Goldsmith used to perform the monetary task sitting on the bench in the market. So, ‘ ban co’ was used to denote the monetary transactions. Later it was spelled as ‘Bank’. It is very difficult to give particular meaning of bank in this modern age. Different economists have given different definition like;

According to Dictionary of Banking and finance, “Business which holds money for it’s clients, lends money at interested and trades generally in money.


Commercial Banks are those banks which are established to accept deposits and grant loan to the individuals, traders and industries with the purpose of earning profit. Commercial banks are so popular nowadays that we understand commercial banks just by calling banks. They are established as the joint stock company. Establishment of commercial banks is to accept as deposit to the unused amount of one type of client and promotes to another type of clients to use such amount as loan. It also provides the long tern, mid term and short term loans.

Roles of Commercial Banks

  • It accepts the scattered and idle saving of public under the accounts such as current account, saving account and fixed deposit account.
  • It provides the loan to the individual and organizations for specific purposes against the security deposit of silver, gold and other stock such as buildings, land, share, and securities of company.
  • It transfers the amount of public and organizations from one place to another within the country or outside the country or one account to another account with the help of draft, TT etc.
  • It purchases and sells the shares and debentures of the company, collects the income and pays the expenditures.

It opens the letter of credit for the import and export of goods.

Name List of All the ‘Class A’ Commercial Banks in Nepal

Here is name list of all the ‘Class A’ commercial banks in Nepal. Commercial banks in Nepal are playing vital roles to collect money in the state. Nepal has many nationalized and private banking ventures. There are 28 commercial banks of Nepal. There are enlisted 28 list of licensed commercial banks of Nepal. It includes top 10 banks in Nepal. It means list of top 10 banks in Nepal.


These are top commercial banks of Nepal. These are not only the top ten commercial banks of Nepal. These are a-class commercial banks of Nepal. It may includes best commercial banks of Nepal.

In modernized business age banks are undergoing sweeping changes in function and form and this changes affect the banking business today. Many industries and business houses also have to adopt this banking revolution for their smooth activities.  The organization chart of large organization or of a large money centre bank is much more complex than that of a small bank. The key problem in such an organization is span of control. Top level management has often knowledge about banking practices but is less informed about the products and services offered by subsidiary companies. In recent years, a number of large banks have moved toward the profit center approach, in which each major department strives to maximize its contribution to the bank’s profitability and closely monitors its own performance. Largest banks-possess some advantages because they serve many different markets with many different services. They are better diversified and they rarely depend on the economic fortunes of a single industry or in many cases, even of a single nation.

The tendency in recent years has been for most banking institutions to become more complex organizations over time. Another significant factor influencing banking organizations today is the changing makeup of the skills bankers need to function effectively and efficiently as market conditions and technology change. Due to global trend government deregulation and the resultant increase in the number of competitors, banks become market driven. It means they are more alert to the changing service demands of their customers and also the challenges posed by bank and nonbank competitors. So it requires the appointment of bank management and staff who can devote more time to surveying customer service needs, developing new services, and modifying old services offering to reflect changing customer needs. Similarly they are adopting computer based systems and automation, modern technologies and automated book keeping has reduced the time managers spend in routine operations.

These are Nepal Bank Limited, Rastriya Banijya Bank Limited, Nabil Bank Limited, Nepal Investment Bank Limited, Standard Chartered Bank Limited, Himalayan Bank Limited, Nepal SBI Bank Limited, Nepal Bangladesh Bank Limited, Everest Bank Limited, Bank of Kathmandu Limited, Nepal Credit and Commerce Bank Limited, Lumbini Bank Limited, Nepal Industrial and Commercial Bank Limited, Machhapuchre Bank Limited, Kumari Bank Limited, Laxmi Bank Limited, Siddharth Bank Limited, Global IME Bank Limited, Citizens Bank International Limited, Prime Commercial Bank Limited, NIC Asia Nepal Limited, Grand Bank Nepal limited, NMB Bank Limited, Kist Bank Limited, Mega Bank Limited, Sunrise bank limited, Janata Bank limited, Commerz and Trust bank limited, Civil Bank limited, Century commercial bank limited, Sanima Bank limited and Nepal Agricultural Develeopment Bank. All the detail of commercial bank in Nepal on the basis of name, year established, head office, links etc are given below:

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Name list of All The Commercial Licensed Banks in Nepal

S.N.Name of Commercial BankYear of establishment A.D.Head officeLinks to Related bank
1Nepal Bank
2Rastriya Banijya Bank
3Nabil Bank
4Nepal Investment Bank Limited(previously Nepal Indosuez Bank)
5Standard Chartered Bank Limited(previously Nepal Grindlays Bank Limited)
6Himalayan Bank
7Nepal SBI Bank
8Nepal Bangladesh Bank
9Everest Bank
10Bank of Kathmandu Lumbini
11Nepal Credit and Commerce Bank Limited(Previously Nepal Bank of Ceylon Limited)
12Machhapuchre Bank
13  Kumari Bank
14 Laxmi Bank
15Siddharth Bank
16Global IME Bank
17Citizens Bank International
18Prime Commercial Bank
19NIC Asia Nepal
20NMB Bank
21Prabhu Bank
22Mega Bank
23Sunrise bank
24Janata Bank
25Civil Bank
26Century commercial bank
27Sanima Bank
28Agricultural Development Bank2024

Name List of All the ‘Class A’ Commercial Banks in Nepal

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18 comments, 31 shares, 19 points
I am Jitendra Sahayogee, a Writer of 12 Nepali Books, Director of Maithili films, Founder of Radio Stations, Designer of Websites and Editor of Some Nepali Blogs.


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  1. Its not Nepal Agricultural Development Bank, its Agricultural Development Bank Ltd. and was established way before that is 2024 B.S.

    1. We are collecting information about all the commercial bank of Nepal. We will publish in the future. But for now, Sudip jee, you can collect information from the their official website.